Who Do I Use? Recommended Professionals and Contractors in Central Connecticut
August 19th, 2008 categories: Central Connecticut News & Information
Not only do I recommend these people, most of them I’ve used personally for my own real estate purchases/sales.
If you’re looking for contractors or service providers to help you in your real estate transaction, here are some people I recommend:
Attorney
Doris D’Ambrosio - West Hartford
Wendell Davis - Manchester
Home Improvement Contractors
Home Owners Clubs of America - contractor screening and referral service
Home Inspector
Insurance
Bearingstar - Evan Cooper
Mortgage Lenders
Connecticut Mortgage Services- Steve Tessler
McCue Mortgage- Kelly Meuser
Horizon Home Mortgage - Mark Harrington
Appraiser
Nemeth Appraisals- Cynthia Nemeth
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How My Camera Phone Saved Clients $90.00
August 15th, 2008 categories: Home Buyers
Back in the day, (when you could fill your oil tank for around $2.00/gallon), WWIII did not have to erupt at the closing table to fight over the fuel gauge because it wasn’t a lot of money.
With the cost to fill your oil tank approaching $1,000, closings can get really interesting when the parties disagree about the oil in the tank.
When In Doubt, Shoot
During a recent walk-through, I checked the status of the oil tank. Just in case we had any disagreements about the reading, I took a picture with my camera phone (that’s why the image is blurry).
At the closing, the attorneys discussed the amount that the buyers were to reimburse the sellers for. The seller’s attorney said the tank was 3/4 full. I told them that it was closer to 1/2 full than 3/4, a difference of about $180.00
The seller’s attorney continued to argue that it was 3/4 full although she had never seen it and was going by the seller’s agent who wasn’t at the closing. I had actually been to the property and was telling them it was closer to 1/2 than 3/4 full, but I guess my opinion didn’t matter.
So, I whipped out my camera phone and showed both attorneys the picture. The buyer’s attorney offered a generous compromise - let’s split the difference with the buyers getting a $80 credit.
The seller’s attorney still continued to argue saying that it was ridiculous to change the HUD-1 over $90.00. However, she lost that argument and the buyers got $90.00 back.
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Summer Events in Connecticut for Your Pets (and you, too)
August 13th, 2008 categories: Pets & People
Here are a few end of summer events you can attend with your pets in Central Connecticut:
International Homeless Pets Day - August 16, 4PM-8PM in East Hartford on Town Green
Granby DOGGS Daze of August - August 24 at Granby’s Salmon Brook Park
K9 Kerplunk and Manchester Dog Day Festival - September 6, 10AM-2PM in Manchester
Pets on Parade -September 27, 10AM to 2PM at Pierson Park on West Street in Cromwell
Do you dig real estate news, tips and advice? Sniffing around for pet-related information in Connecticut? Get Unleashed - the blog that’s helping to find homes for people and pets.
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Closing Costs Vs. Prepaid Items
August 12th, 2008 categories: Home Buyers, Home Sellers
Closing costs and prepaid items are not the same, although they both must be paid at the closing.
Here’s the difference:
Closing Costs
Closing costs are non-recurring costs related to your closing, such as:
Title Insurance
Attorney’s Fees
Mortgage Origination Fee
CT Real Estate Conveyance Tax - Sellers
Recording Fees
Prepaid Items
Prepaids are fees you will not only pay at closing but are recurring. Some examples include:
Homeowners Insurance
Property Taxes
Prepaid Interest
Mortgage Insurance Premium (PMI)
Home Heating Oil/Propane
For Related Posts:
Guide to Typical Closing Costs in CT
Do you dig real estate news, tips and advice? Sniffing around for pet-related information in Connecticut? Get Unleashed - the blog that’s helping to find homes for people and pets.
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Hartford’s Capital Prep Magnet School Students Reaching for the Stars
August 6th, 2008 categories: Central Connecticut News & Information
We don’t hear a lot of good news from Hartford, especially from the schools. So when my husband, Assistant Principal at Capital Prep Magnet School in Hartford, sent this link to me this morning, I wanted to share it with you.
Some of Capital Prep’s sixth-graders spent yesterday at Starbase, “the Department of Defense-funded program that teaches lessons in science, technology, engineering and math near Brainard Airport.” The kids spent the day making and launching rockets, learning and having fun along the way. A Wonderful Day for Rocket Launching
This is just one of the many great things happening at Capital Prep.
While other kids are on vacation or hanging around the house, Capital Prep students, dressed in their school uniforms, work on getting the best education that will help them go to college. Even if I weren’t married to the Assistant Principal, I would be encouraged and proud of the work the kids, faculty and administration are doing.
Do you dig real estate news, tips and advice? Sniffing around for pet-related information in Connecticut? Get Unleashed - the blog that’s helping to find homes for people and pets.
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